Recent Articles
Self-Employed and Buying a Home? Start Planning Before You Apply
Being self-employed does not mean getting a mortgage has to be difficult. The key is understanding how lenders look at your income and planning ahead. If buying a home is on your radar, a little preparation before you apply can make a significant difference.
Published on 10/12/2026
How To Find the Best Realtor
Skip the hype and AI fluff. Discover 2026-savvy, non-obvious ways to choose a Realtor who actually delivers results.
Published on 10/11/2026
How To Protect Your Credit Score During a Move?
Smart 2026 credit moves to help homebuyers protect their credit profile while moving and preparing for a mortgage.
Published on 10/05/2026
Temporary Rate Buydowns: A Powerful Tool for Your Homebuyers Today
Temporary rate buydowns offer a strategic way for you to help clients lower their monthly payments, making homeownership more accessible and appealing.
Published on 09/29/2026
Transform Your Dream Home: Conquer Fixer-Upper Challenges with FHA 203k!
Ready to turn that fixer-upper into the perfect home? Discover how an FHA 203k loan can help you tackle repairs while making your homeownership dreams a reality.
Published on 09/28/2026
Veterans: Did You Know You Had These Benefits?
Discover VA loan benefits beyond zero down, including no monthly mortgage insurance, flexible credit guidelines, multi-unit properties, assumable loans and more.
Published on 09/28/2026
Is 7% The New Normal? What I'm Telling Buyers Waiting for 6%
Understand why mortgage rates may stay near 7% and what buyers should consider before waiting for 6%.
Published on 09/21/2026
Voted Best Home Loan Provider in San Diego: Every Borrower Has a Different Story
Shelter Island Capital was voted Best Home Loan Provider in San Diego Magazine’s 2026 Readers’ Picks. For me, the recognition reflects what mortgage lending should be about: understanding each borrower’s unique situation and finding the financing strategy that fits.
Published on 09/20/2026
Homebuying Game Plan for First-Time Buyers
Buying your first home does not always start with finding a property. Sometimes the best first step is putting a plan in place. A little time and preparation can help strengthen your credit, build savings, reduce debt, and put you in a much stronger position when you are ready to buy.
Published on 09/16/2026