Recent Articles

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How To Protect Your Credit Score During a Move?

Smart 2026 credit moves to help homebuyers protect their credit profile while moving and preparing for a mortgage.

Published on 10/05/2026

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Temporary Rate Buydowns: A Powerful Tool for Your Homebuyers Today

Temporary rate buydowns offer a strategic way for you to help clients lower their monthly payments, making homeownership more accessible and appealing.

Published on 09/29/2026

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Transform Your Dream Home: Conquer Fixer-Upper Challenges with FHA 203k!

Ready to turn that fixer-upper into the perfect home? Discover how an FHA 203k loan can help you tackle repairs while making your homeownership dreams a reality.

Published on 09/28/2026

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Veterans: Did You Know You Had These Benefits?

Discover VA loan benefits beyond zero down, including no monthly mortgage insurance, flexible credit guidelines, multi-unit properties, assumable loans and more.

Published on 09/28/2026

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Is 7% The New Normal? What I'm Telling Buyers Waiting for 6%

Understand why mortgage rates may stay near 7% and what buyers should consider before waiting for 6%.

Published on 09/21/2026

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Voted Best Home Loan Provider in San Diego: Every Borrower Has a Different Story

Shelter Island Capital was voted Best Home Loan Provider in San Diego Magazine’s 2026 Readers’ Picks. For me, the recognition reflects what mortgage lending should be about: understanding each borrower’s unique situation and finding the financing strategy that fits.

Published on 09/20/2026

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Homebuying Game Plan for First-Time Buyers

Buying your first home does not always start with finding a property. Sometimes the best first step is putting a plan in place. A little time and preparation can help strengthen your credit, build savings, reduce debt, and put you in a much stronger position when you are ready to buy.

Published on 09/16/2026

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Getting Ready to Buy Your First Home? What To Do First in 2026!

Trusted mortgage guidance for 2026 first time buyers covering preapproval, rate strategy, and compliance smart steps to close with confidence.

Published on 09/14/2026

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San Diego's Best Mortgage Pro: Your Secret Weapon for Happy Homebuyers!

Boost your clients’ confidence with expert mortgage guidance. Partnering with a top pro ensures smooth transactions and happy homebuyers, making you a trusted agent.

Published on 09/09/2026