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Shelter Island Capital | Purchase & Refinance Mortgage Loans in California, Florida & Hawaii

Welcome to Shelter Island Capital, your trusted mortgage broker dedicated to providing a wide range of loan solutions tailored to meet your unique financial needs. Whether you are a first-time homebuyer, a seasoned investor, or looking to refinance your existing mortgage, we are here to guide you through every step of the process. Our team of experienced professionals is passionate about helping you achieve your homeownership goals with ease and confidence.

At Shelter Island Capital, we specialize in various types of loans, including VA Loans, Jumbo Loans, Conventional Loans, and Reverse Mortgages. We understand that every client is different, which is why we take the time to listen and assess your individual situation. Our goal is to match you with the loan program that best suits your financial circumstances, ensuring a smooth and efficient experience from application to closing.

For those looking to refinance their current mortgages, we offer a variety of refinance programs, including VA Streamline, Conventional, and Jumbo refinancing options. Our refinance programs are designed to help you take advantage of lower interest rates, reduce monthly payments, or access equity in your home. Our knowledgeable team will work closely with you to find the best refinancing solution to meet your objectives.

In addition to traditional loans and refinance options, Shelter Island Capital also provides a diverse array of additional products and programs to cater to various financial situations. We offer 1099 Loans, Down Payment Assistance, Self Employed Loans, and Bank Statement Loans, making it easier for different types of borrowers to secure the financing they need. Whether you are self-employed, a first-time homebuyer, or in need of assistance navigating the complexities of home financing, we have got you covered.

Our commitment to serving our clients extends to specialized financing options such as Investor Loans, DSCR, Fix and Flip, HELOC, ITIN Loans, and Foreign National Loans. We recognize that the needs of investors and international clients can be unique, and we are equipped to provide customized solutions that align with your investment goals and financial aspirations. Our team is well-versed in these specialized loan types, ensuring that you receive expert guidance throughout the process.

At Shelter Island Capital, we pride ourselves on our customer-centric approach and dedication to fostering long-lasting relationships with our clients. We believe that open communication and transparency are essential to building trust and ensuring that you feel confident in your mortgage decisions. Our mission is to empower you with knowledge and support, making your journey toward homeownership or refinancing as seamless as possible. Whatever your mortgage needs may be, we are here to assist you with professionalism and care.