Call Ben directly at (619) 454-0914 or start your application when you’re ready.
Buying or refinancing a home is a big financial decision. Shelter Island Capital helps you understand your options, compare the numbers clearly, and move through the mortgage process with confidence.
Led by Benjamin Murphey, Shelter Island Capital is a boutique mortgage brokerage focused on clear communication, thoughtful guidance, and a smoother experience from application to closing.
Every borrower’s situation is different. We can help review purchase loans, refinance options, jumbo loans, FHA loans, VA loans, reverse mortgages, bank statement loans, self-employed borrower options, investor loans, DSCR loans, HELOCs, bridge loans, and other residential mortgage solutions.
Program availability and qualification requirements vary, so the best first step is to review your goals, income, assets, credit, and property details.
You should never feel left guessing during the mortgage process. Ben helps explain what is needed, what happens next, and how each option may affect your monthly payment, cash to close, and long-term goals.
Whether you are buying your first home, refinancing, self-employed, investing, or exploring a more specialized loan option, Shelter Island Capital is here to help you take the next step with clarity.
Start your application or call Ben directly at 619-454-0914.
Calculate how much your monthly mortgage payment could be.
* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.
See All Mortgage Calculators